Credit cards are excellent for building credit and paying for expenses, such as medical bills and rent. Credit cards offer different benefits, like cashback, zero annual fees, travel rewards, and welcome bonuses. But customers need to fulfill some criteria set by the bank to avail themselves of these services. So, those considering applying for a new credit card should avoid a few common mistakes that can get one’s online application rejected. 1. Neglecting to do research One of the biggest mistakes people make when applying online for credit cards is not researching enough. The prospect of buying whatever one wants on credit can lure one into impulsively applying for a credit card. This might mean signing up for a credit card that has ample application restrictions. This is why it is vital to read the terms and conditions regarding restrictions to avoid getting one’s application rejected. 2. Failing to consider credit score The acceptance of credit card applications is highly dependent on the applicant’s credit score. Not checking when applying for a card can lead to high variations in expected and approved interest rates. Individuals should check their credit scores and narrow down the cards they want to apply for.